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$425,000

$445,000 4.5%

Est. payment - /mo

3 Beds

2 Baths

1,400 SqFt

Sold on 06/05/2026

430 Pine Tree RD Center Cross, VA 22437

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Larisa Sloan

Agent | License ID: 225247780

+1(757) 272-5379

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UPDATED:

Key Details

Sold Price $425,000

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Sold

Purchase Type For Sale

Square Footage 1,400 sqft

Price per Sqft $303

Subdivision South Hill Banks

MLS Listing ID 2607347

Sold Date 06/05/26

Style Ranch

Bedrooms 3

Full Baths 2

Construction Status Actual

HOA Y/N No

Abv Grd Liv Area 1,400

Year Built 1968

Annual Tax Amount $983

Tax Year 2025

Lot Size 0.265 Acres

Acres 0.2646

Lot Dimensions 130' X 100'

Property Sub-Type Single Family Residence

Property Description

South Hill Banks is a waterfront community in Essex County featuring a wide community sand beach with pier and boat ramp on the Rappahannock. 430 Pine Tree Road offers wonderful views of the River from the deck, family room or around the fire pit. The home features 3 bedrooms and two full baths as well as a large family room opening to the kitchen. There have been numerous renovations and upgrades including a new moisture barrier and dehumidifier in the crawl space (6-25), new roof (2023), HVAC (2025), water heater (2023). The property includes a shed with water and power and a second storage building/garage. Conveniently located only 50 minutes from Richmond, 20 minutes from Tappahannock or Urbanna and 10 minutes from Garrett's Marina.
The county taxes the home as a 2 bedroom home but, the Health Department has it permitted for 3 bedrooms. The Community Association has a voluntary $125/year fee to cover up keep of the roads, pavilion, boat ramp and insurance. Move in Ready for the Summer.

Location

State VA

County Essex

Community South Hill Banks

Area 106 - Essex

Direction Richmond - Rt. 360 East to Millers Tavern. Right onto Rt. 684. Keep straight across Rt. 17 at Center Cross. Right onto Ashdale. Stay left onto Pine Tree. See sign on right.

Body of Water Rappahannock Rivver

Rooms

Basement Crawl Space

Interior

Interior Features Bedroom on Main Level, Ceiling Fan(s), Dining Area, Eat-in Kitchen, Laminate Counters, Bath in Primary Bedroom, Main Level Primary

Heating Electric, Heat Pump, Propane

Cooling Central Air

Flooring Carpet, Laminate, Wood

Fireplace No

Window Features Thermal Windows

Appliance Washer/Dryer Stacked, Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Refrigerator, Smooth Cooktop

Laundry Washer Hookup, Dryer Hookup, Stacked

Exterior

Exterior Feature Deck, Storage, Shed

Fence None

Pool None

Community Features Beach, Boat Facilities, Dock

Waterfront Description River Front,Water Access,Walk to Water

View Y/N Yes

View Water

Roof Type Composition

Topography Level

Porch Side Porch, Deck

Garage No

Building

Lot Description Level

Story 1

Sewer Septic Tank

Water Community/Coop, Shared Well

Architectural Style Ranch

Level or Stories One

Additional Building Shed(s), Utility Building(s)

Structure Type Block,Drywall,Frame,Vinyl Siding

New Construction No

Construction Status Actual

Schools

Elementary Schools Tappahannock

Middle Schools Essex

High Schools Essex

Others

HOA Fee Include Road Maintenance,Water Access

Tax ID 54A-5-72

Ownership Individuals

Financing Conventional

Listed by Hometown Realty
Bought with Long & Foster REALTORS1

NEARBY SCHOOL & BUSINESS

GET MORE INFORMATION

Larisa Sloan

Agent | License ID: 225247780

+1(757) 272-5379

430 Pine Tree RD Center Cross, VA 22437

Key Details

Location

Rooms

Interior

Exterior

Building

Schools

Others

NEARBY SCHOOL & BUSINESS

GET MORE INFORMATION

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430 Pine Tree RD